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Did You Know?
  • Medical Payments (MP) - insures against the cost of medical expenses for bodily injury sustained in an accident beyond any expenses that may be covered by Personal Injury Protection (PIP).
  • Alcohol tolerance - refers to a decreased response to the effects of ethanol in alcoholic beverages. This reduced sensitivity requires that higher quantities of alcohol be consumed in order to achieve the same effects as before tolerance began to occur.
  • U.S. Legal limit - All states have an illegal limit of 0.08%. Some states also include a lesser charge, driving while impaired, at a BAC of around 0.05%. Also, in all states, drivers under the drinking age of 21 have committed a drunk driving offense if they have any alcohol in their blood (set at .00%, .01% or .02% to be meaningful).
  • TCP - Trace Constitutes Positive - BAC legal limit for drivers under the age of 21, which, since 1989, has been the uniform minimum purchase age for alcoholic beverages throughout the U.S.
  • Unit of alcohol (U.K.) - equivalent to 10 milliliters (or approximately 8 grams) of pure ethanol, the active chemical ingredient in alcoholic beverages. The number of units of alcohol in a drink can be determined by multiplying the volume of the drink (in milliliters) by its percentage ABV, and dividing by 1000.

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